Trucking and motor carriage involve unique risks and regulatory requirements. The right insurance helps protect your assets, cargo, and operations while supporting compliance.
Trucking and motor carriage involve unique risks and regulatory requirements. The right insurance helps protect your assets, cargo, and operations while supporting compliance.
Primary auto liability covers bodily injury and property damage you cause to others while operating commercial vehicles—often required by law at minimum limits. Physical damage covers your trucks and trailers for collision and comprehensive losses. Cargo insurance covers goods in transit. General liability addresses non-auto liability such as premises or operations.
Owners, operators, and fleets that run commercial vehicles for hire need appropriate auto liability and often physical damage and cargo coverage. Brokers and shippers may require specific limits and endorsements.
Inadequate coverage can lead to out-of-pocket losses, contract breaches, and compliance issues. Adequate trucking insurance helps you meet shipper and regulatory requirements and respond to accidents and cargo claims.
These are forms used to demonstrate financial responsibility for motor carriers. They often relate to surety bonds or insurance that meets federal or state requirements. Your agent can explain what applies to your operation.
Often yes. Carriers can be liable for cargo loss or damage. Cargo policies protect you and may be required by shippers or contracts. Limits and terms depend on the type of freight you haul.
Need help finding the right commercial insurance coverage for your business? Request a quote and speak with True Shield Risk about your options.