Restaurants and hospitality businesses face slip-and-fall and other premises liability, food-related claims, property loss (fire, theft), and liquor liability where applicable. Landlords and lenders often require specific coverage.
Restaurant and hospitality risks vary by concept, location, and whether you serve alcohol. We help you get the right property, liability, and liquor coverage so you can focus on operations.
Do I need liquor liability? — Typically yes if you sell or serve alcohol.
What is a BOP? — A Business Owners Policy bundles property and liability; often a fit for small to mid-sized restaurants.
Contractor insurance tailored to your trade.
