Common Exposures and Risks
Contractors face jobsite injuries, property damage to client property, theft or damage to tools and equipment, and vehicle exposures. Many clients and GCs require proof of insurance and specific limits before you can bid or work.
Recommended Coverages
- General liability — Third-party bodily injury and property damage
- Tools & equipment / inland marine
- Builders risk
- Workers compensation (where required)
- Commercial auto for work vehicles
Why Tailored Insurance Matters
A one-size-fits-all policy often leaves gaps. We help contractors match coverage to trade, project size, and contract requirements so you can bid with confidence and stay protected on the job.
FAQ
What limits do I need? — Depends on your contracts and trade; we can help you choose.
Do I need workers comp? — Often required by law or contract when you have employees.