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Coverages - True Shield Risk

Coverage Types

Key commercial policies we offer. Each card links to more detail and a quote path.

Business Owners Policy (BOP)

Bundled property and liability for many small businesses—often a cost-effective foundation.

General Liability

Protection against third-party bodily injury, property damage, and personal and advertising injury.

Commercial Property

Protect your building, equipment, and inventory from covered perils.

Commercial Auto

Liability and physical damage for cars, vans, and trucks used in your business.

Workers’ Compensation

Coverage for work-related injuries and illnesses; often required by law when you have employees.

Professional Liability / E&O

Protection against claims that your professional advice or services caused a client loss.

Cyber Liability

Help protect against data breaches, cyber incidents, and related costs.

D&O Insurance

Directors and officers liability for claims against leadership decisions and management.

Umbrella

Excess liability above your primary policies for higher limits when you need them.

How Policies Work Together

Many businesses need a combination of coverages—for example, a BOP plus workers comp and commercial auto, or general liability plus professional liability and cyber. We help you identify your exposures and build a program that fits your operations and budget.