Protection against claims that your professional advice or services caused a client loss.
Professional liability (errors & omissions, E&O) insurance helps protect you when a client claims that your professional advice, design, or services caused them a financial loss. It can help cover defense costs and settlements or judgments, subject to the policy terms.
Consultants, advisors, designers, architects, accountants, attorneys, and other professionals who provide advice or services for a fee. Many client contracts require specific E&O limits.
Claims of negligence, errors, omissions, or failure to perform professional duties. Policies are typically claims-made, meaning the claim must be made and reported during the policy period or extended reporting period.
Professional services, consulting, design, tech, and any business that sells advice or professional services.
What is claims-made? — The claim must be made against you and reported to the insurer during the policy period (or an extended reporting period).
How is it different from general liability? — General liability covers bodily injury and property damage; E&O covers financial loss from professional services.
Contractor insurance tailored to your trade.
