Protect your building, equipment, and inventory from fire, theft, and other covered perils.
Commercial property insurance helps cover your business building, contents (equipment, inventory, furniture), and often business income when a covered event (e.g., fire, theft, wind) causes a loss.
Any business that owns or leases space and has property at risk—offices, retail, restaurants, warehouses, and more. Lenders often require it when you have a mortgage on commercial property.
Fire, lightning, wind, hail, theft, vandalism, and other perils as defined in the policy. Business income (loss of income) coverage can help replace lost revenue when you cannot operate due to a covered loss.
Restaurants, retail, contractors (equipment), real estate investors, and any business with physical assets.
Building vs contents? — Building covers the structure; contents cover equipment, inventory, and other personal property.
What is business income? — Coverage for lost income and extra expenses when you cannot operate due to a covered property loss.
Contractor insurance tailored to your trade.
