Common Exposures and Risks
Real estate investors and landlords face property damage (fire, weather, vandalism), liability (tenant or visitor injury, negligent maintenance), and loss of rental income. Lenders often require specific property and liability coverage.
Recommended Coverages
- Commercial property — Building and contents
- General liability — Premises and operations
- Loss of rent/business income
- Umbrella — Excess liability for larger portfolios
Why Tailored Insurance Matters
Portfolio size, property type, and lender requirements all affect what you need. We help investors and landlords get the right property, liability, and loss-of-rent coverage so assets and income are protected.
FAQ
Do I need a separate policy per property? — Often you can schedule multiple properties on one policy; we can outline options.
What is loss of rent? — Coverage for rental income lost when a covered event makes the property uninhabitable.