General Liability Insurance for Businesses

Help protect your business from common liability claims involving bodily injury, property damage, and legal defense costs.

What It Is

General liability insurance helps protect your business when a third party claims they were injured or their property was damaged because of your operations, products, or advertising. It can help cover legal defense and settlements or judgments, up to the policy limits.

Who Needs It

Most businesses that have premises, interact with customers or the public, or provide products or services can benefit from general liability. Many clients, landlords, and contracts require it.

What It Can Help Protect Against

Bodily injury (e.g., slip-and-fall), property damage to someone else’s property, and personal and advertising injury (e.g., libel, slander, copyright in advertising). Products-completed operations coverage addresses claims arising from your products or completed work.

Related Industries

Contractors, restaurants, retail, professional services, real estate investors, and many other business types typically carry general liability.

FAQ

What limits do I need? — Often driven by contract or landlord requirements; we can help you choose.
Is it the same as professional liability? — No. General liability covers premises/operations; professional liability (E&O) covers claims from professional advice or services.

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