Trucking Insurance

Primary liability, cargo, and physical damage for owner-operators and fleets. Stay compliant and protected on the road.

Common Exposures and Risks

Trucking operations face liability for accidents, cargo loss or damage, and physical damage to equipment. Shippers and brokers typically require specific liability and cargo limits. State and federal rules also mandate minimum coverage.

Recommended Coverages

  • Primary liability — Meets state/federal requirements
  • Cargo — Protects freight you haul
  • Physical damage — Collision and comprehensive for truck and trailer
  • Non-trucking liability (bobtail) — When operating off-dispatch

Why Tailored Insurance Matters

We work with carriers that understand trucking and can often offer competitive rates for clean records and strong safety practices. We help you meet contract and regulatory requirements without over-insuring.

FAQ

What cargo limits do I need? — Often set by shipper or broker; we can help you match.
What is non-trucking liability? — Coverage when the truck is used outside of dispatch (e.g., bobtail).

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Contractor insurance tailored to your trade.